Everything you need from start to finish

  1. Vertical spec / Pre Sold construction projects, horizontal, lot and bridge loans
  2. A 50 BPS lender credit will be given on residential new construction home loans with United Financial Home Loans
  3. Market and project analytics are provided to build the right projects in the right markets

Speed up projects and lower the cost

  1. Same flexibility as hard money lenders without the high rates and fees
  2. Quick initial pricing
  3. Quick access to draws to turn projects faster with 100% in house servicing

Simple lending experience

  1. More underwriting flexibility
  2. Fewer restrictions and less red tape than banks and credit unions
  3. Easy to use mobile app to adjust budgets and request draws
  4. Get money within 49 hours after inspection

Bonus – Portal AND Mobile App to:

  • Track status of your loan
  • Apply online via LOLA (Level Online Application)
  • View your pipeline and details of current, future, and past loans
  • Review and approve construction budget on new loans
  • Stay on top of your construction budget and funds remaining

  • Request a new draw or additional funds against your budget

    Available in App Store and Google Play 

Have confidence in your lender

Construction Financing by Level Capital

  1. National lender with builder DNA
  2. Decades of New Construction lending experience
  3. Private portfolio lender with Wall Street relationship and institutional capital

Home Loans Financing by United Financial Home Loans

  1. Independent Mortgage Company (CO, TX, FL)
  2. No closing cost loans
  3. 20+ years of experience

Program details:

  • Offered in partnership with Level Capital LLC
  • Includes financing for home builders
  • Newly constructed single-family residences
  • Multi-family homes
  • Condos (up to five stories)
  • Townhomes (attached and detached)
  • Get pre-approved in as little as 48 hours & term sheets in as 24 hours
  • Maximum loan amount of $4M per unit or $25M per project
  • 70% LTV, 85% LTC (up to 90% LTC with exception) – Vertical single – family homes / townhomes
  • Call for Rates and Fees
  • Interest Reserves and Contingency built into loan – no monthly payment from builders cash
  • Pilot currently available in Arizona, California, Colorado, Florida, Idaho, Montana, Oregon, Texas, Utah and Washington
  • No consumer financing until the home is completed and the home is ready for  sale

How to get started:

Where is the project located?

Describe the project details
Tell us about the project

BUILDER BUSINESS – NEW BUILD PROGRAM BY UNITED FINANCIAL HOME LOANS

The highest since 2006 – Construction Lending is expected to be a $35B+ market and with 30% of purchase market share being new construction, United Financial Home Loans has stepped forward and introduced The New Build Program. We teamed up with one of the nation’s most eminent private capital portfolio lenders and offer construction financing for residential home builders. We will help you to secure long-term capital for your existing or future project.

  • High interest rates and fees from hard money lenders?
  • Lack of flexibility and layer-after-layer of bureaucracy and approvals with financing through banks and credit unions?
  • Lack of access to capital to scale and build at speed of demand?

  • One stop shop for ALL your needs – from initial project financing to final buyer financing
  • Vertical spec construction financing for home builders
  • Horizontal, bridge, and lot acquisitions
  • Multi-family vertical construction
  • 100% retain servicing throughout the life of loan

  • Apply online via LOLA (Level Online Application)
  • Track the status of loan
  • View pipeline and details of current, future, and past loans
  • Review and approve construction budget and funds remaining
  • Request a new draw or additional funds against your budget